Bank Reconciliation Tool for Indian CAs & Accountants

Bank Statement Cleanup
in Seconds, Not Hours.

Upload any HDFC, SBI, ICICI, Axis, Kotak, PNB, Canara, or BOB statement. ClearLedger auto-detects the format, cleans messy data, standardizes narrations, and exports directly to Tally or Zoho Books.

Clean My Bank Statement →See How It Works
5Banks Auto-Detected
< 60sAvg. Clean Time
0Manual Mapping Needed
48 hrsAuto File Delete
HDFC Auto-DetectSBI Statement CleanICICI Format FixAxis Bank SupportKotak StatementPNB StatementCanara Bank SupportBOB StatementIndian Amount FormatNarration StandardizationTally XML ExportZoho Books ExportTransaction CategorizationHDFC Auto-DetectSBI Statement CleanICICI Format FixAxis Bank SupportKotak StatementPNB StatementCanara Bank SupportBOB StatementIndian Amount FormatNarration StandardizationTally XML ExportZoho Books ExportTransaction Categorization
Supported Banks

Every major Indian bank,
auto-detected.

No manual column mapping. ClearLedger identifies your bank and cleans the file automatically.

HDFC Bank
5 junk header rows, amounts as "1,50,000"
SBI
Merged cells, inconsistent date formats
ICICI Bank
Multiple sheets, blank rows between entries
Axis Bank
Column names change across months
Kotak Bank
CR/DR instead of separate debit/credit columns
PNB
Value Dt vs Txn Date column confusion
Canara Bank
Cheque No column often blank or merged
Bank of Baroda
Narration format changes branch to branch
The Problem

Indian bank statements
break every Excel workflow.

Standard Excel tools assume clean, structured data. Indian bank statements are anything but — and every bank has its own messy format.

  • Hours spent on formatting before work beginsCAs spend 3–4 hours per client removing junk rows, fixing amounts, and restructuring columns before reconciliation can start.
  • "1,50,000" splits into 3 columns in CSVIndian comma-formatted amounts break standard CSV parsing — causing wrong debit/credit figures and reconciliation errors.
  • NEFT/HDFC/XYZ tells you nothingBank narrations are cryptic abbreviations. Matching them to vendor ledgers manually takes hours every month.
Before ClearLedger
After ClearLedger
HDFC file — 5 junk header rows, columns named Col1, Col2...
Clean table: date, description, debit, credit, balance — auto-detected
Amount "1,50,000" splits into 3 columns in CSV
₹1,50,000 parsed correctly in one cell every time
NEFT/HDFC/RAHULTRD — meaningless narration
Rahul Trading — NEFT Transfer — readable vendor name
Manual Tally entry — 2 hours of data entry per statement
Tally XML exported in one click — import-ready instantly
Bank statement vs books — matched row by row manually
500 transactions reconciled in seconds, mismatches highlighted
Duplicate UPI payments — discovered only during audit
Duplicate transactions flagged automatically before reconciliation
How It Works

4 steps to a clean,
reconciled bank statement.

01
Upload Bank Statement
Upload CSV, XLSX, XLS or PDF. ClearLedger auto-detects your bank — HDFC, SBI, ICICI, Axis, Kotak, PNB, Canara, BOB — no manual setup.
02
Auto Clean & Structure
Junk rows removed, Indian amounts parsed, columns standardized — date, description, debit, credit, balance — instantly.
03
Standardize Narrations
NEFT/HDFC/RAHULTRD → Rahul Trading — NEFT Transfer. Vendor names extracted and transactions auto-categorized.
04
Export — Tally or Zoho
Download cleaned CSV, or export directly to Tally XML or Zoho Books format. Import-ready, zero reformatting.
Features

Everything bank reconciliation
requires — automated.

8 Banks Auto-Detected
HDFC, SBI, ICICI, Axis, Kotak, PNB, Canara, BOB — statement format identified automatically. No column mapping needed.
Auto Detect
Indian Amount Format
"1,50,000" parsed correctly every time — never splits into 3 columns. Handles lakh/crore formatting automatically.
India Ready
Narration Standardization
Cryptic bank codes converted to readable vendor names. Similar vendors grouped — RAHULTRD, RAHUL TRADING → Rahul Trading.
AI Powered
Tally XML Export
Cleaned bank data exported as Tally-ready XML with proper double-entry format — Payment and Receipt vouchers.
Zero Rework
Zoho Books Export
Export to Zoho Books CSV with Contact Name, Reference No., and correct date format — import in one click.
Direct Import
Transaction Categorization
NEFT, UPI, RTGS, IMPS — automatically categorized. See your transaction breakdown by type instantly.
Auto Category
FAQ

Common Questions

Everything about bank statement reconciliation with ClearLedger.

Bank statement reconciliation is the process of matching your company's books with the actual bank statement to ensure every transaction is accounted for. It must be done monthly by CAs, accountants, and finance teams to catch errors, frauds, and missing entries.
Learn More

Bank Reconciliation Guides

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Bank Statement Reconciliation in Excel — What Nobody Tells You

Indian bank statements break standard Excel workflows. Here's how to handle HDFC, SBI, ICICI formats and comma amounts correctly.

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GSTR-2B vs Books Mismatch — Complete Guide for CAs

Every type of GST mismatch explained — what causes it, what ITC is at risk, and how to fix it before the filing deadline.

⏱ 9 min read

Clean your first statement free.

No credit card. No setup. Upload any Indian bank statement
and get a clean, structured file in under 60 seconds.

Clean My Bank Statement →
No credit card required
File deleted in 48 hours
Made for Indian CAs 🇮🇳
Free to start